Insights and Blog

In this blog, we address the use cases and limitations of Artificial Intelligence (AI) in financial planning and emphasize that human financial advisors are still far superior to AI.

The stock market can be unpredictable and volatile, making investing and financial planning extra challenging. However, there are ways to navigate these changes and achieve your financial objectives. Here are some strategies and tips on how to manage your finances during times of market volatility:

Avoiding these mistakes can improve the odds of reaching your long-term investment goals. Many people start out managing their own investments. But as their earnings and assets grow, their financial needs and challenges become more complex—and continuing to go it alone could prove costly in terms of investing miscues.

Making sound, rational decisions can be challenging when you're not feeling your best. Your judgment may be clouded by your current feelings, making it tough to think about your future—especially your financial future.

Despite the fundamental shift over the past two decades in how people save for retirement, research shows that one of the best ways you can support an expected standard of living in retirement remains the same: Save early in your career, save more as your annual income increases, and build a framework to monitor your progress.

Investing isn't just about chasing returns; it's about empowering your future. By integrating these life lessons into your investment journey, you can build a plan that reflects your values, withstands uncertainty, and ultimately, helps you live a richer, more fulfilling life. Remember, the best investment strategy is the one that aligns with your unique goals and empowers you to make informed decisions, even when the future seems unclear.

Life is full of uncertainty, from career choices to unexpected curveballs. But amidst the unknowns, we can find opportunity and growth. This philosophy also applies to investing, where uncertainty is not just a risk but the true basis for potential gain.

For many people, uncertainty is something to avoid or at least mitigate. But what about the positive things that uncertainty can bring? Without it, there would be no surprises, no joy in watching sports, and no 10% average annualized return on the stock market over the past century. Regardless of what level of risk feels right, you should invest and be prepared for a range of outcomes.

There are a few times in your financial life when the short-term view must be more closely monitored. One of these times is referred to as the Danger Zone, or the several years right before and right after you retire. These windows of opportunity can drastically impact when and how well you retire.

I bonds, also recognized as Series I savings bonds, represent a form of savings bond issued by the U.S. government with the primary purpose of safeguarding the value of money against inflation, where the "I" denotes inflation.

Goals can be more challenging to set if you have difficulty envisioning the rewards that come with financial stability. Make this the time you take control of your finances and get on the right track for a more financially stable future. Organizing your finances can be daunting, but setting a few...

The Fed plays an instrumental role in steering the economic course of the nation. Its decisions affect not only big businesses and banks but also the average American and their financial future.