Insights and Blog

Last year, the U.S. Bureau of Labor Statistics announced that 4.5 million Americans, or 3% of the entire workforce, quit their jobs in the month of November of 2021 alone.

The “money illusion” refers to how we view our buying power today versus in the future. Are you falling victim to this potentially dangerous ideology? It’s no surprise that a dollar today isn’t worth the same as a dollar was 20 years ago. This is the result of inflation. Inflation plays a major role in financial planning whether you are conscious of it or not...

As people grow to recognize scams, scammers grow more sophisticated. Here are 5 tell-tale signs that you may be dealing with a scam. Scamming has been exacerbated even further by the pandemic, with scammers taking advantage of citizens in an already anxiety-inducing climate. Be aware of five red flags when...

Modern Portfolio Theory may seem to only focus on a market’s optimal state but using the system in tandem with other theories, including Behavioral Finance, may allow an investor to take a balanced view of their financial strategy.

January is Financial Wellness Month. Consider some of these tips in our latest article to improve your financial wellness. What is financial wellness? Financial wellness is a state of being in which you can meet current and future...

A living trust may be a powerful tool in your estate planning toolbox. Learn more about what living trusts are and if they make sense for you. A living trust is a popular consideration in many estate strategy conversations, but its appropriateness will depend upon...

Did you know you may be able to take your 401(k), 403(b), or 457 plan and roll it into another type of retirement account while you are still working? Let’s look at how these rollovers can happen and the pros and cons of making them.

Preparing for retirement just got a little more financial wiggle room. The Internal Revenue Service (I.R.S.) announced new contribution limits for 2022. Take a look at the new limits to see if these increases apply to your retirement strategy.

Right now, Congress is considering a number of tax law changes, including an adjustment to current estate tax law to help pay for the Build Back Better Plan. This article examines current estate taxes and cautions against any sudden...

There are a lot of questions about President Biden’s Build Back Better plan and potential tax law changes, including an adjustment to capital gains taxes. Many ideas are being considered as legislators look for ways to...

Can you withdraw money from your 401(k) while you are still employed? Not everyone should; not everyone can. However, if you can, it may mean that you can effectively implement a part of your retirement income strategy before you retire. If your 401(k) permits it, you may have the opportunity to take an...

If a reduction in Social Security benefits has you worried, strategizing multiple sources of income and planning ahead is key. Here are 5 ways to help fill the gap...